Current Rates

Current Rates by Program

Updated monthly. The fastest way to price your deal is a five-minute call with a lender.

Program

Rates From

Rates From

Max LTV

Max LTV

Term

Term

9.25%

9.25%

90% / 75% ARV

90% / 75% ARV

6 – 18 months

6 – 18 months

9.75%

9.75%

70% as-is

70% as-is

6 – 24 months

6 – 24 months

7.50%

7.50%

80% / 75%

80% / 75%

30-year fixed

30-year fixed

10.25%

10.25%

85% cost

85% cost

12 – 24 months

12 – 24 months

Rates shown are starting rates for well-qualified deals — final terms depend on the deal, including property type, leverage, experience, and exit strategy. This is not a commitment to lend.

Lucky Lenders

Direct hard money lender serving California real estate investors since 2015. Asset-based loans, closed fast.

Loans made or arranged pursuant to a California Financing Law license. Rates, terms, and loan amounts are subject to underwriting and property evaluation and may change without notice. This is not a commitment to lend. All loans are for business or investment purposes only and are secured by real property.

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