Loan Programs / Fix & Flip

Fix & Flip Loans

For investors buying distressed properties to renovate and resell. We fund the purchase and the rehab budget, so you can move on a deal the day you find it — no waiting on bank committees or seasoning requirements.

Program Terms

Loan Range

$150,000 – $3,500,000

Max LTV

Up to 90% of purchase / 100% of rehab (75% ARV)

Rates From

9.25%

Term

6 – 18 months, interest-only

Closing Time

As few as 5 business days

Final terms depend on the deal, the property, and the exit strategy. Call for a same-day quote.

Lucky Lenders

Direct hard money lender serving California real estate investors since 2015. Asset-based loans, closed fast.

Loans made or arranged pursuant to a California Financing Law license. Rates, terms, and loan amounts are subject to underwriting and property evaluation and may change without notice. This is not a commitment to lend. All loans are for business or investment purposes only and are secured by real property.

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