Investor FAQ

Frequently Asked Questions

Can’t find your answer? Call (818) 275-2888 and ask a lender directly.

How fast can you really close?

Do you check my credit?

What loan-to-value do you lend to?

What documents do I need?

Where do you lend?

Do you lend to new investors?

Are there prepayment penalties?

What are your fees?

How do draws work on rehab and construction loans?

Lucky Lenders

Direct hard money lender serving California real estate investors since 2015. Asset-based loans, closed fast.

Loans made or arranged pursuant to a California Financing Law license. Rates, terms, and loan amounts are subject to underwriting and property evaluation and may change without notice. This is not a commitment to lend. All loans are for business or investment purposes only and are secured by real property.

© 2026 Lucky Lenders, Inc. All rights reserved.