Loan Programs

Four Programs. One Direct Lender.

Every loan is underwritten in-house and funded with our own capital. Pick the program that fits your deal — or call us and we’ll match you in one conversation.

Fix & Flip Loans

Purchase and rehab financing for flippers. Up to 90% of purchase, 100% of rehab budget.

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Bridge Loans

Short-term capital to close fast, cash out equity, or beat a competing offer.

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Rental / DSCR Loans

Long-term financing for rental properties, qualified on cash flow — not personal income.

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New Construction Loans

Ground-up construction financing for builders and developers with draw schedules that keep projects moving.

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More Programs

Also Available

Don’t see your deal above? We fund these too — call us.

Cash-Out Refinance

Purchase Loans

Second Mortgages / Junior Liens

Commercial Bridge Loans

Multifamily Loans

Land Loans

Foreclosure Bailout Loans

Probate & Estate Loans

Cross-Collateral / Blanket Loans

Transactional Funding (Double Closings)

Condo Inventory Loans

Fire-Damaged / Uninhabitable Property Loans

(818) 275-2888

Get Approved in Minutes

(818) 275-2888

No credit pull. No obligation. Response within 24 hours.

Lucky Lenders

Direct hard money lender serving California real estate investors since 2015. Asset-based loans, closed fast.

Loans made or arranged pursuant to a California Financing Law license. Rates, terms, and loan amounts are subject to underwriting and property evaluation and may change without notice. This is not a commitment to lend. All loans are for business or investment purposes only and are secured by real property.

© 2026 Lucky Lenders, Inc. All rights reserved.