Loan Programs / New Construction

New Construction Loans

For builders and developers taking projects from dirt to done. Ground-up financing with a draw schedule that releases funds as work completes — inspections in days, not weeks.

Program Terms

Loan Range

$300,000 – $7,500,000

Max LTV

Up to 85% of cost / 70% of completed value

Rates From

10.25%

Term

12 – 24 months, interest-only

Closing Time

7 – 10 business days

Final terms depend on the deal, the property, and the exit strategy. Call for a same-day quote.

Lucky Lenders

Direct hard money lender serving California real estate investors since 2015. Asset-based loans, closed fast.

Loans made or arranged pursuant to a California Financing Law license. Rates, terms, and loan amounts are subject to underwriting and property evaluation and may change without notice. This is not a commitment to lend. All loans are for business or investment purposes only and are secured by real property.

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