Loan Programs / Rental & DSCR
Rental / DSCR Loans
For buy-and-hold investors building rental portfolios. We qualify the loan on the property’s cash flow — its debt-service coverage ratio — not your personal income, so W-2s and tax returns stay in the drawer.
Program Terms
Loan Range
$150,000 – $2,500,000
Max LTV
Up to 80% purchase / 75% cash-out
Rates From
7.50%
Term
30-year fixed or 5/1 ARM
Closing Time
2 – 3 weeks
Final terms depend on the deal, the property, and the exit strategy. Call for a same-day quote.